Experienced judgment,
on a software backbone.

We serve as the outsourced CFO for founder-led contractors, typically $10M to $50M in revenue. That means owning the numbers that decide your future: covenant compliance, a rolling 13-week cash flow, work-in-progress and margin visibility, and the reporting your bank and surety rely on. Your bookkeeper or controller keeps doing what they do. We sit above that work and turn it into decisions.

Different jobs. Your bookkeeper records what happened. Your CPA prepares your reviewed statements and your taxes, usually months after the fact. Nobody in that lineup is looking forward: whether you pass the next covenant test, whether cash covers the next 13 weeks, whether the margin on your biggest job is quietly eroding. That forward-looking work is a CFO's job, and most contractors our size can't justify a $250K+ full-time hire. That's the gap we fill.

No, and we're built not to. We don't provide audit, review, tax, or attestation services. Your CPA-prepared statements remain essential, especially for your bonding program. We work alongside your CPA, and in practice we make their job easier because the books they receive are cleaner and the questions get answered faster.

Good fit: a founder-led contractor or project-based business, roughly $10M to $50M in revenue, with a bank line, a bonding program, or an eventual sale on your mind, and a bookkeeper or controller in place. Not a fit: companies under $5M, businesses without a working bookkeeping foundation, or anyone looking for tax preparation, audit services, or the cheapest possible option.

With a fixed-scope Covenant & Cash Readiness Sprint, typically 30 to 90 days. We install the reporting system, build your 13-week cash flow, test every covenant forward against the forecast, and deliver a findings memo with prioritized recommendations. You'll know exactly where you stand, usually for the first time. Most clients then continue on a monthly retainer; some take the findings and run. Either way, you keep everything we build.

The Sprint is a fixed fee, typically $10,000 to $15,000 depending on complexity. Ongoing CFO retainers generally run $6,000 to $20,000 per month based on scope. For context, that's a fraction of a full-time CFO, and considerably less than what a covenant breach, a shrunk bonding line, or a mispriced job costs. We'll quote a firm number before any engagement begins.

Less than you'd think. Your office sends the monthly data, we handle production and analysis, and you get one focused monthly call plus a short written package: what changed, what's at risk, what to do about it. The goal is to give you back time, not create a new job for you.

Yes, with your approval, and it's often where we add the most value. Lenders and sureties extend more credit, on better terms, to contractors whose numbers they trust. We prepare the packages they actually want to see and can join those conversations with you. Bankers tend to like having us involved, because a borrower with real forward visibility is a better credit.